Senior Full Stack Engineer

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

We seek an experienced, collaborative, and resourceful Senior Full Stack Engineer to join our team. Our Early Bets initiatives are critical to EarnIn’s success, providing new experiences and products for our users to empower them with a more comprehensive ecosystem of solutions. We seek engineers who thrive in uncertainty, excel at defining technical solutions in ambiguous environments, and collaborate closely with Product teams to refine requirements. The ideal candidate has experience building 0-to-1 products end-to-end and demonstrates a strong ability to design and implement scalable architectures across the full stack to support rapid product evolution. Candidates with backgrounds in early-stage software products engineered for scale, or who have worked in Research & Development on new technologies, will fit well on our team.

The base salary range for this full-time position is $195,000 – $257,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a remote position though there is the potential to be hybrid.

WHAT YOU'LL DO

Partner with Product and Design to define, build, and evolve user experiences across the full stack using modern frontend and backend technologies.

Own and evolve both frontend and backend architecture to ensure scalability, performance, accessibility, and long-term maintainability.

Lead the design and implementation of complex frontend systems using React, TypeScript, and Next.js, including SSR, routing, data fetching, and performance optimization.

Design and build robust backend services and APIs in Python with Django, focusing on reliability, security, and scalability.

Establish and uphold full-stack engineering standards, including patterns, tooling, testing strategies, and CI/CD best practices.

Drive cross-team technical initiatives, aligning frontend and backend architecture with platform capabilities and product strategy.

Proactively identify technical risks and opportunities across the stack, providing clear technical direction and tradeoff analysis.

Mentor and guide engineers across frontend and backend disciplines, raising the bar on code quality, architectural thinking, and delivery practices.

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